{"id":1063,"date":"2023-04-23T11:00:29","date_gmt":"2023-04-23T15:00:29","guid":{"rendered":"https:\/\/mtllife.ca\/?page_id=1063"},"modified":"2024-03-12T13:25:36","modified_gmt":"2024-03-12T17:25:36","slug":"long-term-disability-insurance-canada","status":"publish","type":"page","link":"https:\/\/mtllife.ca\/long-term-disability-insurance-canada\/","title":{"rendered":"Long Term Disability Insurance Quote in Canada"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1063\" class=\"elementor elementor-1063\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-89d5739 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"89d5739\" data-element_type=\"section\" id=\"get-a-quote\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c918a3b\" data-id=\"c918a3b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-172edca elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"172edca\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Long Term Disability Insurance Quote in Canada<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31229bd elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"31229bd\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>At Montreal Life, safeguarding against unexpected circumstances is paramount. We specialize in providing top-notch disability insurance solutions competent to Canadian residents. Our dedicated team carefully evaluates quotes from leading insurers, securing the best price and benefits for disability insurance.<\/p><p>Whether you require long-term or short-term disability insurance in Canada, we ensure you\u2019re covered. With our expertise, we guide you through obtaining comprehensive coverage that aligns with your specific needs and budget.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55ebfee elementor-invisible elementor-widget elementor-widget-form\" data-id=\"55ebfee\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;step_type&quot;:&quot;none&quot;,&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.19.0 - 07-02-2024 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.e-font-icon-svg{height:1em}.elementor-select-wrapper .select-caret-down-wrapper{position:absolute;top:50%;transform:translateY(-50%);inset-inline-end:10px;pointer-events:none;font-size:11px}.elementor-select-wrapper .select-caret-down-wrapper svg{display:unset;width:1em;aspect-ratio:unset;fill:currentColor}.elementor-select-wrapper .select-caret-down-wrapper i{font-size:19px;line-height:2}.elementor-select-wrapper.remove-before:before{content:\"\"!important}<\/style>\t\t<form class=\"elementor-form\" method=\"post\" name=\"Disability Insurance Quote Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"1063\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"55ebfee\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-step elementor-field-group elementor-column elementor-field-group-field_c2efb83 elementor-col-100\">\n\t\t\t\t\t\t\t<div class=\"e-field-step elementor-hidden\" data-label=\"\" data-previousButton=\"\" data-nextButton=\"\" data-iconUrl=\"\" data-iconLibrary=\"fas fa-star\" data-icon=\"\" ><\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-email elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tInsurance amount (per month)\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"1500\">1500<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2000\">2000<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2500\">2500<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"3000\">3000<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-duration elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-duration\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tJob Category\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[duration]\" id=\"form-field-duration\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"Professional or management\">Professional or management<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Office employee\">Office employee<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Sales clerk\">Sales clerk<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Labourer or manual worker\">Labourer or manual worker<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Manual worker with greater physical exertion or risk of accident\">Manual worker with greater physical exertion or risk of accident<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Full-time student\">Full-time student<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Unemployed\">Unemployed<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_76d6e1b elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_76d6e1b\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\t Year of Birth\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-caret-down\"><\/i>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_76d6e1b]\" id=\"form-field-field_76d6e1b\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t<option value=\"2022\">2022<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 2021\"> 2021<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2020 \">2020 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2019 \">2019 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2018 \">2018 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2017\">2017<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 2016\"> 2016<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 2015\"> 2015<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2014 \">2014 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 2013 \"> 2013 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2012 \">2012 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 2011\"> 2011<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2010\">2010<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 2009 \"> 2009 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2008 \">2008 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2007\">2007<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 2006\"> 2006<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 2005\"> 2005<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 2004\"> 2004<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 2003\"> 2003<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2002 \">2002 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2001\">2001<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"2000 \">2000 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1999\">1999<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1998 \"> 1998 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1997\">1997<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1996\"> 1996<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1995 \"> 1995 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1994\">1994<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1993 \"> 1993 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1992 \">1992 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1991\">1991<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1990\"> 1990<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1989\"> 1989<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1988\"> 1988<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1987\"> 1987<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1986 \"> 1986 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1985\">1985<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1984\"> 1984<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1983\"> 1983<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1982\"> 1982<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1981\"> 1981<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1980\"> 1980<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1979 \"> 1979 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1978 \">1978 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1977\">1977<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1976\"> 1976<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1975\"> 1975<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1974\"> 1974<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1973\"> 1973<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1972\"> 1972<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1971\"> 1971<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1970\">1970<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1969\"> 1969<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1968 \"> 1968 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1967\">1967<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1966\"> 1966<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1965\"> 1965<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1964\"> 1964<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1963 \"> 1963 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1962\">1962<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1961\"> 1961<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1960\">1960<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1959 \">1959 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1958\">1958<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1957\"> 1957<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1956\"> 1956<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1955\"> 1955<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\" 1954\"> 1954<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1953\">1953<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1952\">1952<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1951\">1951<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1950\">1950<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1949\">1949<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1948\">1948<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1947\">1947<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1946\">1946<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1945\">1945<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1944\">1944<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1943 \">1943 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1942 \">1942 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1941\">1941<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1940\">1940<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1939\">1939<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1938\">1938<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1937\">1937<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1936\">1936<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1935\">1935<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1934\">1934<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1933\">1933<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1932\">1932<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1931\">1931<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1930\">1930<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1929\">1929<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1928\">1928<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1927\">1927<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1926\">1926<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1925\">1925<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1924\">1924<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1923\">1923<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1922\">1922<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1921\">1921<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1920\">1920<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1919 \">1919 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1918 \">1918 <\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1917\">1917<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1916\">1916<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1915\">1915<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1914\">1914<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1913\">1913<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1912\">1912<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1911\">1911<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1910\">1910<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1909\">1909<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1908\">1908<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1907\">1907<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1906\">1906<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1905\">1905<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1904\">1904<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1903\">1903<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1902\">1902<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"1901\">1901<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-radio elementor-field-group elementor-column elementor-field-group-field_09181cf elementor-col-50 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_09181cf\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tGender\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<div class=\"elementor-field-subgroup  \"><span class=\"elementor-field-option\"><input type=\"radio\" value=\"Male\" id=\"form-field-field_09181cf-0\" name=\"form_fields[field_09181cf]\" required=\"required\" aria-required=\"true\"> <label for=\"form-field-field_09181cf-0\">Male<\/label><\/span><span class=\"elementor-field-option\"><input type=\"radio\" value=\"Female\" id=\"form-field-field_09181cf-1\" name=\"form_fields[field_09181cf]\" required=\"required\" aria-required=\"true\"> <label for=\"form-field-field_09181cf-1\">Female<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-step elementor-field-group elementor-column elementor-field-group-field_806ffaf elementor-col-100\">\n\t\t\t\t\t\t\t<div class=\"e-field-step elementor-hidden\" data-label=\"\" data-previousButton=\"Previous\" data-nextButton=\"Next\" data-iconUrl=\"\" data-iconLibrary=\"fas fa-star\" data-icon=\"\" ><\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tName\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Enter Your Name\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_589360e elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_589360e\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPhone\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_589360e]\" id=\"form-field-field_589360e\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Enter Your Phone \" required=\"required\" aria-required=\"true\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-field_8292787 elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_8292787\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail \t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[field_8292787]\" id=\"form-field-field_8292787\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Enter Your Email\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-recaptcha_v3 elementor-field-group elementor-column elementor-field-group-field_4fec4fa elementor-col-100 recaptcha_v3-bottomright\">\n\t\t\t\t\t<div class=\"elementor-field\" id=\"form-field-field_4fec4fa\"><div class=\"elementor-g-recaptcha\" data-sitekey=\"6Lf3wgsjAAAAAAEaJDZbTdltiq9dQ_TndMOlZIk2\" data-type=\"v3\" data-action=\"Form\" data-badge=\"bottomright\" data-size=\"invisible\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button type=\"submit\" class=\"elementor-button elementor-size-sm elementor-animation-grow\">\n\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\" elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Quote<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-893fdbd elementor-widget elementor-widget-html\" data-id=\"893fdbd\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<script>\r\nlet showThisFieldIf = {\r\n    \r\n how_manyyears:{\r\n        duration :[2],\r\n    },\r\n}\r\ndocument.addEventListener('DOMContentLoaded', function () {\r\nfunction testLogic() {\r\nfor (const [conditionalInputID, condition] of Object.entries(showThisFieldIf)) {\r\nlet conditionalInput = setInputsElemArray(conditionalInputID);\r\nlet match = true;\r\nfor (const [conditionID, conditionValues] of Object.entries(condition)) {\r\nlet inputs = setInputsElemArray(conditionID);\r\nlet selectedInputs = [];\r\ninputs.forEach((input, i) => { if (input.checked) { selectedInputs.push(i); } });\r\nif (inputs[0].tagName == 'SELECT') {\r\nselectedInputs.push(inputs[0].selectedIndex);\r\n}\r\nlet adjustedConditionValues = conditionValues.map(e => e - 1);\r\nif (!(adjustedConditionValues.every(condition => selectedInputs.indexOf(condition) > -1))) {\r\nmatch = false;\r\n}\r\n};\r\nif (match) {\r\nconditionalInput.forEach(e => e.closest('.elementor-field-group').style.display = \"block\")\r\n} else {\r\nconditionalInput.forEach(e => e.closest('.elementor-field-group').style.display = \"none\")\r\n}\r\n}\r\n}\r\ntestLogic();\r\n\r\n\/* Add event listeners *\/\r\nfor (const [conditionalInputID, condition] of Object.entries(showThisFieldIf)) {\r\nfor (const [conditionID, conditionValues] of Object.entries(condition)) {\r\nlet inputs = setInputsElemArray(conditionID);\r\ninputs.forEach(input => {\r\ninput.addEventListener('input', function () {\r\ntestLogic();\r\n})\r\n})\r\n}\r\n}\r\nfunction setInputsElemArray(ID) {\r\nlet selectors = `[name=\"form_fields[${ID}]\"]`;\r\nlet inputs = Array.from(document.querySelectorAll(selectors));\r\nif (!inputs.length) {\r\nselectors = `[name=\"form_fields[${ID}][]\"]`;\r\ninputs = Array.from(document.querySelectorAll(selectors));\r\n}\r\nreturn inputs;\r\n}\r\n});\r\n\r\n<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ca3d52 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"5ca3d52\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-454490e\" data-id=\"454490e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45472e0 elementor-arrows-position-inside elementor-pagination-position-outside elementor-widget elementor-widget-image-carousel\" data-id=\"45472e0\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;6&quot;,&quot;slides_to_show_tablet&quot;:&quot;4&quot;,&quot;slides_to_show_mobile&quot;:&quot;2&quot;,&quot;slides_to_scroll&quot;:&quot;2&quot;,&quot;slides_to_scroll_tablet&quot;:&quot;4&quot;,&quot;slides_to_scroll_mobile&quot;:&quot;3&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:25,&quot;sizes&quot;:[]},&quot;navigation&quot;:&quot;both&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-image-carousel .swiper,.elementor-widget-image-carousel .swiper-container{position:static}.elementor-widget-image-carousel .swiper-container .swiper-slide figure,.elementor-widget-image-carousel .swiper .swiper-slide figure{line-height:inherit}.elementor-widget-image-carousel .swiper-slide{text-align:center}.elementor-image-carousel-wrapper:not(.swiper-container-initialized):not(.swiper-initialized) .swiper-slide{max-width:calc(100% \/ var(--e-image-carousel-slides-to-show, 3))}<\/style>\t\t<div class=\"elementor-image-carousel-wrapper swiper-container\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-01.png\" alt=\"client logo 01\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-02.png\" alt=\"client logo 02\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-03.png\" alt=\"client logo 03\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-04.png\" alt=\"client logo 04\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-05-150x133.png\" alt=\"client logo 05\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-06-150x133.png\" alt=\"client logo 06\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"7 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-07-150x133.png\" alt=\"client logo 07\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"8 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-08-150x133.png\" alt=\"client logo 08\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"9 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-09.png\" alt=\"client logo 09\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"10 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-10.png\" alt=\"client logo 10\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"11 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-11-150x133.png\" alt=\"client logo 11\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"12 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-12.png\" alt=\"client logo 12\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"13 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-13.png\" alt=\"client logo 13\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"14 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/client-logo-14.png\" alt=\"client logo 14\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"15 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/11\/MTL-Life-Logo-1.jpeg\" alt=\"MTL Life Logo 1\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"16 of 18\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" 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class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7642924 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7642924\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0f776ed\" data-id=\"0f776ed\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f22c76c elementor-widget elementor-widget-text-editor\" data-id=\"f22c76c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2 dir=\"ltr\">Disability Insurance \u2013 MTL Life<\/h2><p>MTL Life Insurance specializes in Disability Insurance, offering comprehensive coverage fit to your needs in Canada. If illness or injury prevents you from performing your primary work duties, this vital coverage provides a monthly benefit for income and fixed business expenses.<\/p><p>Our policies consider your job, age, gender, salary, and business expenses, ensuring personalized protection aligned with your risk level and requirements. With MTL Life Insurance, you can rest assured knowing you&#8217;re safeguarded against life&#8217;s uncertainties, allowing you to focus on recovery with peace of mind.<\/p><ul><li dir=\"ltr\">Easy, Quick, and Convenient<\/li><li dir=\"ltr\">Coverage for accidents and soft tissue injuries<\/li><li dir=\"ltr\">A single health question<\/li><li dir=\"ltr\">Exams not required<\/li><li dir=\"ltr\">Issued immediately<\/li><\/ul><h2>Benefits Included<\/h2><p>The payment following 30 days and even first day of injury.<\/p><ul><li>Six-month partial disability benefits<\/li><li>Coverage of up to $20,000 per month<\/li><li>Fixed price to age 75 and even after claims<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79c3002 elementor-widget__width-auto custom-button1 elementor-align-right elementor-invisible elementor-widget elementor-widget-button\" data-id=\"79c3002\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#get-a-quote\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b86d826 elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"b86d826\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"591\" height=\"211\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/Frame-1000007095.png\" class=\"attachment-large size-large wp-image-867\" alt=\"\" srcset=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/Frame-1000007095.png 591w, https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/Frame-1000007095-300x107.png 300w, https:\/\/mtllife.ca\/wp-content\/uploads\/2022\/10\/Frame-1000007095-18x6.png 18w\" sizes=\"(max-width: 591px) 100vw, 591px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3e2b79f\" data-id=\"3e2b79f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cf51109 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"cf51109\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2023\/05\/pexels-jopwell-1325725-683x1024.jpg\" class=\"attachment-large size-large wp-image-1282\" alt=\"long term disability insurance\" srcset=\"https:\/\/mtllife.ca\/wp-content\/uploads\/2023\/05\/pexels-jopwell-1325725-683x1024.jpg 683w, https:\/\/mtllife.ca\/wp-content\/uploads\/2023\/05\/pexels-jopwell-1325725-200x300.jpg 200w, https:\/\/mtllife.ca\/wp-content\/uploads\/2023\/05\/pexels-jopwell-1325725-768x1151.jpg 768w, https:\/\/mtllife.ca\/wp-content\/uploads\/2023\/05\/pexels-jopwell-1325725-1025x1536.jpg 1025w, https:\/\/mtllife.ca\/wp-content\/uploads\/2023\/05\/pexels-jopwell-1325725-1366x2048.jpg 1366w, https:\/\/mtllife.ca\/wp-content\/uploads\/2023\/05\/pexels-jopwell-1325725-8x12.jpg 8w, https:\/\/mtllife.ca\/wp-content\/uploads\/2023\/05\/pexels-jopwell-1325725-scaled.jpg 1067w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-04d5cde elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"04d5cde\" data-element_type=\"section\" id=\"services-section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-241bc6d\" data-id=\"241bc6d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8fb7d35 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8fb7d35\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:105,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-56c9135\" data-id=\"56c9135\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5da15b6 elementor-widget elementor-widget-text-editor\" data-id=\"5da15b6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>A Comprehensive Guide to short and long term disability insurance<\/h2><p>Disability insurance is a crucial component of financial planning, providing protection and financial support in the event of injury or illness. In Canada, individuals can access short- and long-term disability insurance options to safeguard their income and livelihood. It is very closely connected with another related term, <a href=\"https:\/\/mtllife.ca\/best-critical-illness-insurance-quotes-canada\/\">critical illness insurance<\/a>.<\/p><h3>What is Disability Insurance?<\/h3><p>Disability insurance is a type of insurance that provides income replacement if an individual is unable to work due to a disability. This coverage ensures that individuals and their families maintain living and financial stability during challenging times.<\/p><h3>Types of Disability Insurance<\/h3><ul><li><strong>Short-Time Disability Insurance:<\/strong> It provides coverage for temporary disabilities that prevent individuals from working for a short period, typically up to six months. This type of insurance offers income replacement benefits to help individuals cover their expenses while they recover from their disability.<\/li><li><strong>Long-Term Disability Insurance:<\/strong> It provides coverage for disabilities that extend beyond the short period. It offers income replacement benefits for an extended duration, often until retirement age, to individuals who cannot work due to a long-term disability.<\/li><\/ul><h3>Benefits of Disability Insurance<\/h3><ul><li><strong>Income Replacement:<\/strong> It provides a source of income replacement for individuals who cannot work due to a disability, ensuring they can continue to meet their financial obligations.<\/li><li><strong>Financial Security:<\/strong> It offers financial security and peace of mind, knowing that individuals and their families are protected against the financial impact of a disability.<\/li><li><strong>Coverage for Various Disabilities:<\/strong> It covers a wide range of disabilities, including physical and mental health conditions, ensuring that individuals are protected regardless of the nature of their disability.<\/li><\/ul><h3>Considerations for Canadians<\/h3><ol><li><strong>Coverage Options:<\/strong> Canadians can choose between short- and long-term disability insurance, depending on their individual needs and preferences.<\/li><li><strong>Cost of Insurance: <\/strong>Disability policies can vary depending on age, occupation, and health status. It&#8217;s essential for individuals to carefully consider their budget and coverage needs when selecting a policy.<\/li><li><strong>Policy Features:<\/strong> When selecting disability policies, Canadians should consider the features and benefits of different policies, including coverage limits, waiting periods, and benefit durations.<\/li><li><strong>Policy Exclusions:<\/strong> It&#8217;s crucial to review the policy exclusions and limitations of disability insurance policies to ensure that individuals fully understand the scope of coverage provided.<\/li><\/ol><p>Disability insurance plays a vital role in protecting individuals and their families against the financial consequences of a disability. Whether opting for short-term or long-term disability insurance, Canadians can rest assured knowing they have a safety net to support them during challenging times. By understanding the types, benefits, and considerations of disability policies, individuals can make informed decisions to secure their financial future.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Long Term Disability Insurance Quote in Canada At Montreal Life, safeguarding against unexpected circumstances is paramount. We specialize in providing top-notch disability insurance solutions competent to Canadian residents. Our dedicated team carefully evaluates quotes from leading insurers, securing the best price and benefits for disability insurance. Whether you require long-term or short-term disability insurance in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/mtllife.ca\/wp-json\/wp\/v2\/pages\/1063"}],"collection":[{"href":"https:\/\/mtllife.ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mtllife.ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mtllife.ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mtllife.ca\/wp-json\/wp\/v2\/comments?post=1063"}],"version-history":[{"count":53,"href":"https:\/\/mtllife.ca\/wp-json\/wp\/v2\/pages\/1063\/revisions"}],"predecessor-version":[{"id":1911,"href":"https:\/\/mtllife.ca\/wp-json\/wp\/v2\/pages\/1063\/revisions\/1911"}],"wp:attachment":[{"href":"https:\/\/mtllife.ca\/wp-json\/wp\/v2\/media?parent=1063"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}