The most recognised name in Canadian no-medical life insurance. Canada Protection Plan exists specifically for applicants that standard underwriting turns down, with a shelf built around simplified and guaranteed issue coverage.
Provider Profile
Canada Protection Plan was founded in 1992 to serve a market conventional insurers largely ignored: applicants with health conditions, older clients, and anyone who could not or would not complete a full medical underwriting process. It became part of Foresters Financial in October 2020 and continues to operate under its own brand.
Its product shelf is deliberately narrow and deep. Simplified issue plans ask a short series of health questions with no medical exam, and guaranteed issue plans accept applicants regardless of health history. For a brokerage, it is the reliable last resort when every fully underwritten option has been exhausted.
Offerings
Canada Protection Plan is the answer when health history has closed the door on standard coverage.
No-medical life insurance for applicants who cannot qualify for fully underwritten coverage, including guaranteed issue plans with no health questions at all.
Lump-sum critical illness coverage available through the same accessible underwriting approach.
Takes less than 2 minutes.
No credit card or commitment required.
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